Small Business Insurance

We Protect Businesses Throughout Washington and Oregon with Affordable Insurance Coverages

Your company might be small, but your dreams are big — and we can help you protect them. At Patsel Insurance Agency, your growth is our priority. We understand the value of every dollar you have invested in your business, and we will protect it like our own.

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Cover Your Business Against Future Uncertainties

A typical business insurance policy can help cover expenses related to property damage and liability claims, saving you from paying for significant losses out of pocket. As a small business owner with limited resources, there are several financial considerations that you need to keep in mind. Investing in the right insurance policy will protect your business in the event of

  • Accidents
  • Natural calamities
  • Professional errors
  • Compensation claims made by employees
  • Other covered perils
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Get Comprehensive Business Insurance Solutions at Patsel

We provide the following types of commercial insurance policies for small business owners-

  • General Liability Insurance – Covers your business against claims related to third-party bodily injury or property damage. For instance, if a client slips and falls in your shop, this policy will pay for their medical expenses.
  • Professional Liability Insurance – Protects your company from debilitating legal fees from alleged mistakes made by your or your employees. For instance, it can cover your legal fees if a client sues your company for financial loss allegedly caused by an accounting or financial mistake.
  • Business Interruption Insurance – Covers any income lost while you are unable to continue your business operations due to covered perils such as fires, hurricanes, or theft.
  • Business Property Insurance – Protects your owned or rented property as well as the equipment you need to run your business. So, if someone breaks into your office and steals your computers, commercial property insurance will pay for replacing the same.
  • Commercial Auto Insurance – If you or an employee is involved in an accident while driving a company-owned vehicle for business purposes, commercial auto insurance will cover any third-party property damage or bodily injury claims.
  • Cyber Liability Insurance- Covers your business against data breaches and other forms of cyber threats that could harm your business' reputation and expose sensitive client information.
  • Commercial Umbrella Insurance – Provides an extra layer of protection beyond your basic policies by extending the existing coverage limits. If the cost of a claim exceeds your policy's limits, commercial umbrella insurance will cover the difference.
  • Employment Practices Liability Insurance- Protects your company against employment-related lawsuits such as discrimination, sexual harassment, and wrongful termination.
  • Business Owner's Policy (BOP)- Combines general liability and property insurance into a single package to provide all-around protection to your business operations.
About Us

We Are Your Business Partners for Life!

At Patsel Insurance Agency, we are all about your business's growth and thriving amidst all uncertainties — from accidents and injuries to alleged mistakes and unexpected lawsuits.

With our uncompromised work ethic and extensive knowledge of business insurance, we will cater to your insurance needs like our own! Driven by precision and transparency in all our practices, we will ensure that your valuable business assets are covered at all times with the best possible insurance at affordable rates.

To protect your business in WA or Oregon with customized insurance coverage, contact us today at info@piawa.com or call us at 425-226-9239.