Home Insurance

Home Insurance in Washington and Oregon

Get Comprehensive Insurance Coverage for Your Home and Belongings

Buying a home is probably the most significant investment you will ever make. So it’s wise to protect it. At Patsel Insurance Agency, we are committed to providing the best possible home insurance coverage that ensures ultimate protection for your home and its contents.

Protect Your Home Inside and Out with Customized Coverage

Home insurance provides financial protection when your home and possessions are damaged or destroyed by fire, theft, vandalism, snow, lightning, explosion, hail, falling objects, windstorms, and other covered perils.

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A basic homeowners insurance pays for:

  • Repair and rebuilding of your home after a covered peril
  • Liability costs if you or your family member is sued for causing third-party property damage or bodily injury
  • Medical bills incurred by a guest/ visitor who gets injured on your property
  • Replacement of lost, stolen, or destroyed art, jewelry, and other valuables (additional coverage may be required depending on the value of your possessions)
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Coverages Included in Our Home Insurance Policy

  • Dwelling – Covers your home and its permanently attached structures, including cabinets, garage, deck, chimney, floor, walls, roof, countertops, etc.
  • Other Structures – Protects detached structures on your property, such as a patio, gazebo, pergola, shed, driveway, fence, deck, etc.
  • Personal Property – Pays for the loss or damage to your personal belongings on and off the premises, including furniture, clothes, electronics, tools, power equipment, etc.
  • Loss of Use – Covers extra living expenses (food expenses, accommodation costs, and transportation costs) while your home is being rebuilt or repaired after a covered loss.

Besides these, you can add additional coverage options including:

  • Flood coverage
  • Water backup coverage
  • Earthquake coverage

Protect Your Home and Belongings with Patsel Insurance Agency

Driven by our strong work ethic we, at Patsel Insurance Agency, prioritize compassion, precision, and transparency in all our services. We serve the communities of Washington and Oregon with all their home insurance needs. Whether you need a standard home insurance policy or additional endorsements along with it, we are always at your service. Our insurance experts will work with you to evaluate your home and belongings and create policies that provide sufficient coverage while ensuring your peace of mind.

Are you searching for an affordable home insurance policy in WA or Oregon? Stop by our office or contact us today at personal@piawa.com. We look forward to helping you find the best plans to protect your most valuable assets.